A6 Budget Binder with Zippered Envelopes,Budget Book with Cash Envelopes,Premium PU Leather Money Clip for BudgEting and Saving Money (A6, Purple Butterfly)

Nice product -- well made. The 6-ring clip is strong and accurately closes tight.This is a great starter set for an A6 calendar/ planner setup.The pen is nice and takes replacement refills, but it doesn't say what type to use, so I found this one that matches. Personally I like fine-point blue roller ball (not gel) ink to write with, so this is my preference.https://www.amazon.com/PapaBear-Ballpoint-Refills-Replaceable-Rollerball/dp/B08QV5FNKN/ref=sr_1_13_sspa?crid=3903FOPU1V7AL&keywords=pen%2Bink%2Bcartridge%2Breplacement%2B4.5%2Binch%2Bblue_fine-point&qid=1698373312&sprefix=pen%2Bink%2Bcartridge%2Breplacement%2B4.5%2Binch%2Bblue_fine-point%2Caps%2C144&sr=8-13-spons&sp_csd=d2lkZ2V0TmFtZT1zcF9tdGY&th=1And this set is nice for regular paper and tabs: They give you a choice of lined paper or graph paper.https://www.amazon.com/dp/B0CC56QC8S?ref=ppx_yo2ov_dt_b_product_details&th=1Here is a 2024 calendar/ planner insert:https://www.amazon.com/2024-Planner-Refills-Jan-2024-Dec-2024-Watercolor/dp/B0CGQVGZJD/ref=sr_1_17?crid=2L2Q0XNRWRCGU&keywords=a6+calendar+2024&qid=1698374355&s=office-products&sprefix=a6+calendar+2024%2Coffice-products%2C162&sr=1-17And here is the cross-body bag that I bought too that is shown in the picture:https://www.amazon.com/dp/B0CBS7CCRJ

Not only is it cute but so handy for budgeting. It comes with categories to put on the envelopes. You can see through them. It has a cute little pen. This is awesome!