Budget Planner and Monthly Bill Organizer - Finance Planner, 12-Month Journey to Financial Freedom | Bill Payment Tracker Monthly Organizer, Money Saving & Expense Tracker | Undated Budgeting Journal

I cannot say enough about this planner and all the extra financial care and insight you get with it. The booklet breaks down how to use it, while also going into 16 millionaire secrets, was extremely helpful and encouraging. I have purchased Cleverfox budget books in the past (have been happy), this being my 3rd budget book now, and I refuse to go back to Cleverfox. The Millionaire planner allows you to not only set goals, but keeps keeps track of sinking funds. No other budget planner I have seen on amazon has that category. Sinking funds are the cash you put away for things in your life, (i.e. groceries, gifts, self-care, car insurance, emergency funds), as a massage therapist who gets tipped each day, I count on my sinking funds (cash wallet) each week for many categories. It allows me to save more and not worry when things are due or something goes wrong. I know I have the money set aside already. I LOVE that this planner has SO MUCH to fill out that you actually want to sit down and set goals, fill in blanks, and really take a look at how you can add more value to your life through finances (something we all struggle with). The booklet gives you free videos to download and learn from to get out of debt and speaks about earning passive income. Care and time was put into this budget planner and I am so grateful I took a chance on something different. Manifesting and affirmations are hard for me (so corney!), but the booklet discusses those in a manner that hits home and isn't annoying in a weird way. I used to track most of my income, this budget book has me tracking ALL of it. I shared it in one of my massage therapist groups on FB and 3 people purchased it after I told them how budgeting helped me get out of most of my debt last year (working on my car). I hope they get just as much out of it as I am. Someone in that group recommended I read RICH DAD POOR DAD. I did, that book was also a game changer in my life and I cannot wait to apply all the teachings. Looking forward to his 2nd book!!! I am only in week 2 and almost every day or night I am filling things in. Each month even has a vision board!! How fun is that?! It's great mental motivation. They say write things down and repeat them and the rewards/blessings will come to you (you get what you put out??). I'm certainly trying. I figured no loss at working at something when you're learning. Knowledge is power when you actually use it and apply it. It's hard to look at your shortcomings in finances, but when you budget, it's so much less daunting and becomes enjoyable even. I have cut out SO MUCH unnecessary spending in the last 2 years. I am so proud of myself! Although I love the cover options in each color, I'd really love more color options. YELLOW, CORAL, ORANGE, LAVENDAR, SAGE, BURGUNDY, MAROON, NEON COLORS PLEASE!!!

I absolutely love these planners. They set you up for success. It lets me journal, get my everyday in order, and do some dreaming too. It arrived quickly and is just a beautiful journal. ( It’s much more than a journal)

This planner is amazing! So many goal setting options and clear budgeting management techniques to learn and foster saving

Very useful and has a lot of content to keep my motivated to stick to my goals and its size is perfect to throw it in my purse and use it on the go. Easy to use and super cute with stickers.

This is a great size, visually appealing, and helpful in guiding you through. This is a process so it is a work in progress for me. I will update this review I continue to work through it. One thing I wish came with it is a pencil. It does have stickers which not sure I’ll use- they are nice but would rather have some pencils as you will need to edit some things as you work through this and write in numbers.

Very good quality love it

I Love the design even the box where it was packaging is absolutely beautiful! This will be my super tool for a new financial life in 2025.

I'm disgruntled and I shall admit it. I needed a budget book and this fit the bill and then some. I sat down to start my 2023 planning+ with this little guy and went to the website and at every turn it led me to the LOA 2023 planner that was larger, colorful, had more content after spending $25 I stupidly spent $42 on that one. Couldn't get any takers on this one so I recycled it, received the "bigger/better" one and turns out it is a very beautiful "life journal" but has zero, zilch, nada to do with budgeting nor a single budget page. So "buyer beware". If you do purchase this one and utilize the website you may be lured to a much nicer one but it will not have anything about budgeting in it. I've reached out to the company twice and have yet to receive a response, I am not looking for a refund.